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Company Overview
Technology-First Approach MobiKwik operates with a strong focus on technology, using big data analytics, machine learning, and deep data science to continually improve its platform’s user and merchant experience. This approach enables MobiKwik to stay ahead in the competitive fintech landscape while ensuring seamless payment solutions.
Operational Milestones
- 2009: MobiKwik launched its flagship product, the MobiKwik Wallet, enabling users to load money into a mobile wallet for various utility payments.
- Expanded Use Cases: Over time, the wallet has expanded to include payments for e-commerce shopping, food delivery, petrol pumps, large retail chains, and pharmacies.
Extensive Merchant Network
MobiKwik boasts a wide-reaching merchant network that spans across websites, mobile apps, and physical retail stores. Users can make payments using the MobiKwik Wallet at checkout or through QR code payment options at Points of Sale (POS).
Key Payment Features
MobiKwik offers a variety of payment solutions, including:
- Peer-to-Peer Payments: Via Unified Payment Interface (UPI), MobiKwik Wallet, or direct wallet-to-bank payments.
- Registered Users (as of March 31, 2021): Over 101.37 million.
- Merchant Partners (as of March 31, 2021): More than 3.44 million across e-commerce, physical retail, and biller categories.
Enhancing Merchant Value with Zaakpay
In 2012, MobiKwik launched Zaakpay, its payment gateway, offering merchants more ways to accept payments online. Zaakpay supports multiple payment options, including debit and credit cards, mobile wallets, UPI, and net banking, further solidifying MobiKwik’s role as a one-stop solution for digital payments.
Conclusion
With its technology-first approach, expanding user base, and commitment to enhancing digital payment solutions, MobiKwik is transforming how millions of Indians transact. By addressing the credit needs of a rapidly growing digital user base and expanding its merchant network, MobiKwik is poised to remain a leader in India’s fintech industry.
Fundamentals
| Metrics | Value | Metrics | Value |
|---|---|---|---|
| Current Price | ₹ 625 | Book Value | 25 |
| Debt to Equity | 1.35 | ROE (%) | -58.19 |
| Market Cap (in Cr.) | ₹ 3572 | P/B | 25.04 |
| Face Value | 2 | P/E Ratio | -43.04 |
| PAN Number | AABCO0442Q | EPS | -14.52 |
| ISIN | INE0HLU01028 | No. Of Shares (in Cr.) | 11.43 |
Promoters & Managements
| Name | Designation |
|---|---|
| Bipin Preet Singh | Founder, CEO & MD |
| Upasana Rupkrishan Taku | Co-Founder, Whole-time Director & COO |
| Chandan Joshi | Co-Founder & Whole-time Director |
Profit & Loss Statement
| Item | 2022 | 2023 |
|---|---|---|
| Revenue | 537 | 561 |
| Cost of Material Consumed | 0 | 0 |
| Gross Margins (%) | 100 | 100 |
| Change in Inventory | 0 | 0 |
| Employee Benefit Expenses | 107 | 98 |
| Other Expenses | 545 | 519 |
| EBITDA | -126 | -78 |
| Operating Profit Margin (OPM) (%) | -23.95 | -14.47 |
| Other Income | 11 | 22 |
| Finance Cost | 11 | 20 |
| Depreciation & Amortization (D&A) | 2 | 4 |
| EBIT | -128 | -82 |
| EBIT Margins (%) | -24.33 | -15.21 |
| Profit Before Tax (PBT) | -128 | -80 |
| PBT Margins (%) | -24.33 | -14.84 |
| Tax | 0 | 3 |
| Profit After Tax (PAT) | -128 | -83 |
| Net Profit Margin (NPM) (%) | -24.33 | -15.4 |
| Earnings Per Share (EPS) | -22.4 | -14.52 |
Financial Ratios
| Financial Ratio | 2022 | 2023 |
|---|---|---|
| Operating Profit Margin (%) | -23.95 | -14.47 |
| Net Profit Margin (%) | -24.33 | -15.4 |
| Earnings Per Share (Diluted) | -22.4 | -14.52 |
Share Holding Pattern
| Owner | 2022 | 2023 |
|---|---|---|
| Promoters | 34.14% | – |
| Bajaj Finance Limited | 13.95% | – |
| Sequoia Capital India Investments IV | 13.55% | – |
| Net 1 Applied Technologies Netherlands B.V. | 10.87% | – |
| Bipin Preet Singh | – | 19.26% |
| Upasana Rupkrishan Taku | – | 13.09% |
| Others | – | 67.65% |
Frequently Asked Questions (FAQ)
Find answers to common questions, providing clarity and insights to address any queries on your mind.
Contact Us: Reach out to Unlistify to confirm availability and agree on a price.
Provide KYC: Submit your Client Master Report, PAN card, and a cancelled cheque.
Make Payment: Transfer funds to our designated bank account (RTGS/NEFT/IMPS/cheque). Ensure the payment originates from the same account where you want the shares credited.
Receive Shares: We’ll transfer the Kannur International Airport Ltd shares to your Demat account within 24 hours of payment confirmation.
Get a Quote: Unlistify will provide a buyback price for your Kannur International Airport Ltd shares.
Share Details: Submit your Client Master Report.
Transfer Shares: Transfer the Kannur International Airport Ltd shares to our Demat account using a DIS (Delivery Instruction Slip).
Receive Payment: We’ll transfer funds to your bank account within 24 hours of receiving the shares (RTGS/NEFT/IMPS/cheque). For security reasons, payment will only be made to the account linked to your Demat
DIS (Delivery Instruction Slip): A DIS is a form used to authorize the transfer of shares from your Demat account.
Methods:
Offline DIS: Fill out a physical DIS form with details like the ISIN number, quantity, price of your Kannur International Airport Ltd shares, and our account information. Submit this to your broker.
Online DIS: Some brokers offer online DIS systems for easier transfers.
Unlistify aims to make unlisted share investing accessible. The current minimum investment for Kannur International Airport Ltd Unlisted Shares is approximately 35,000 – 50,000 INR.
Limited Liquidity: Unlisted shares are not traded on public exchanges, making it potentially harder to find buyers when you want to sell.
Price Volatility: Prices can fluctuate more than listed shares due to less publicly available information.
Regulatory Changes: Regulations for unlisted shares can change, affecting their value and trading.
Company-Specific Risks: Each company has its own risks related to its industry, financials, and management.
No Guarantee of Listing: There’s no assurance that unlisted shares will ever be listed on a public exchange.
Market Leader: Unlistify is one of India’s fastest-growing unlisted share platforms.
Transparency: We provide clear information about each unlisted share, including potential risks.
Security: We prioritize the protection of your financial information.
Customer Support: Our team is dedicated to guiding you through the investment process.
Latest Funding: We consider the valuation from Kannur International Airport Ltd most recent funding round.
Comparable Companies: If there’s no recent funding, we analyze similar listed companies to estimate a fair value.
SEBI’s Influence: SEBI regulations do apply to some aspects of unlisted share trading, such as lock-in periods and transaction charges. However, there are no specific SEBI regulations for becoming an unlisted broker.
We aim for same-day transfer of Kannur International Airport Ltd Unlisted Shares to your Demat account after your payment is confirmed.
Tax Transition: Once your unlisted Kannur International Airport Ltd shares are listed and sold on an exchange, standard listed share tax rules apply.
Holding Period: Your holding period (for determining long-term vs. short-term capital gains tax) starts from the original unlisted purchase date.
